SUMMARY OF WCC INSURANCE FOR 2019

Club membership provides two types of insurance.

The summary points for each type of insurance are described below. If you are interested in the full insurance policies CONTACT CLUB.

GENERAL LIABILITY INSURANCE

In effect during club sanctioned cycling and select social activities as characterized or represented on the club web site.

• Provides protection for claims against the club and/or any members related to a given occurrence

  • aggregate protection for any one occurrence up to $10,000,000 for defence costs and compensatory damages

  • no expense to member(s), club pays $2,500 deductible per claim

  • occurrence must be reported as soon as possible to the insurer CONTACT CLUB

  • in Canada only

• Conditions

  • helmets mandatory at club rides

  • all participants have signed or agreed to club's waiver of liability

SPORT ACCIDENT INSURANCE

In effect during club sanctioned cycling activities in Canada

• Provides compensation to injured person

  • loss of use up to $30,000

  • rehabilitation during subsequent three years up to $3,000

  • medical or dental reimbursements within one year of accident up to $10,000 (except physiotherapy which is capped at $500)

  • out of province surgical and medical up to $10,000

• Conditions

  • benefits paid only beyond those available under a government health insurance plan

  • claim must be made within 30 days of accident, with additional follow up information as requested by insurer USE THIS FORM